No Judgment. No Jargon. Just Clear Next Steps.
The Real Problem
Student loan debt isn't just financial—it's emotional.
You've been told to "just pay it off." You've tried to understand the rules. You've called your servicer and gotten conflicting answers.
And now you're:
- Overwhelmed by acronyms (IDR, PSLF, PAYE, REPAYE)
- Afraid you'll make the wrong choice
- Ashamed to admit how much you still owe
Here's the truth: The system is confusing by design. It's not you.
What you need is someone who will:
- ✓ Listen to your actual situation
- ✓ Explain your options in plain language
- ✓ Help you decide what makes sense for your season
That's what I do.
Choose Your Level of Support
Start where you are. Move forward with clarity.
Discovery Call
Perfect if you need:
- A clear picture of where you are
- Insight into possible eligibility
- Guidance on your next step
What you'll get:
- 15-minute phone consultation
- Assessment of your loan situation
- Clarity on possible pathways
- Recommendation for next steps
What this DOESN'T include:
- Document review beyond what you share verbally
- Eligibility confirmation (that requires deeper review)
Student Loan Consultation
Perfect if you need:
- Deep dive into your account
- Confirmation of eligibility
- Written summary of next steps
What you'll get:
- 30-minute phone consultation
- Review of your loan servicer data
- Confirmation of IDR/PSLF options
- Emailed action plan recap
What this DOESN'T include:
- Application submission (that's available in Offer 3)
Application Support
Perfect if you need:
- Help completing IDR applications
- Support applying for PSLF
- Guidance on Default Rehabilitation
What you'll get:
- Everything from Offer 2, PLUS:
- Step-by-step application support
- Document preparation guidance
- Submission coordination
Important boundaries:
- I assist with preparation based on your documents—not legal filing
- Timelines depend on servicers and government processing
- No outcome guarantees
What You Can Expect
✓ No Shame
I've worked with borrowers owing $15K and $250K. Your number doesn't define you.
✓ Plain Language
I translate the jargon so you can actually understand your options.
✓ Faith-Rooted Guidance
We approach this as stewardship—not just debt management.
✓ Clear Next Steps
You'll never leave a session wondering "now what?"
Frequently Asked Questions
Will this guarantee loan forgiveness?
No. I provide education and guidance, not guarantees. Approval depends on your servicer, employment, and government programs. I help you understand your options and navigate the process.
Do I need to bring documents to the discovery call?
Not required, but helpful. The more info you share, the clearer the guidance.
What if I'm in default?
We can talk through rehabilitation options and what makes sense for your situation.
Is this a loan or financial product?
No. This is educational coaching. I don't sell loans or financial products.
Compliance Statement: This is educational coaching, not legal, tax, or financial advisory services. Outcomes depend on government programs, servicer processing, and your individual circumstances. Always consult licensed professionals for legal or tax matters.